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Best car and fire insurance company in Belgium in 2020

Ethias is one of the best insurance companies in Belgium as it has many offers and many branches throughout Belgium.

Establishment of the company:

Ethias Insurance Company was established on 09/25/1919 AD. and celebrated the centenary of its creation last year.

It has approximately 540 branches in all the provinces of the Kingdom of Belgium.

It also has more than 1 million clients and Ethias is the fourth largest insurance company in Belgium.

In 2008, Ethias suffered a major economic crisis and was closer to bankruptcy.

However, the European Commission, the executive arm of the European Union, approved a 1.5 billion euro bailout plan for the Belgian government.

This amount is assigned to Ethias Insurance Company, in exchange for its restructuring procedures.

What does your auto insurance cover?

Their shuttle service is free and can be contacted 24 hours a day.

An attorney will be assigned to defend you in the event of a dispute or dispute during the accident.

How it guarantees your mobility in the event of an accident in Belgium and Luxembourg, and up to 50 km outside the borders of the Kingdom of Belgium.

They make sure to lift your car, regardless of whether it is wrong or not.

Arrange the transportation of the driver and passengers to their place of residence when the accident occurs.

You will receive a replacement vehicle for the entire repair period or for 6 days in the event of a total loss.

And to enter their official website, click here.
Although Ethias is considered expensive, it offers services for that price.

What does insurance cover in the event of an accident?

Cost of medical, surgical and pharmaceutical treatments, including rehabilitation costs and driver compensation.

And help a third party in case of permanent disability.

And damage to the car, as well as property damage to other people.

And the material damage to the passengers in the car.

If the driver dies, Ithias will pay the funeral expenses and the economic and moral damage to his family, which sometimes amounts to 1,500,000 euros.


Ethias car insurance is for persons legally residing in Belgium, drivers of a vehicle registered in Belgium and who have a temporary or permanent driver's license.

What the driver's insurance does not cover:

  • The case of intoxication or alcohol intake of 1.5 grams or more at the time of the accident.
  • Participation in sprints or competitions.
  • Not having a driver's license at the time of the accident.
  • The vehicle does not meet the technical inspection standards.
Now I will talk briefly about your home fire insurance offer.

They have a free offer for the first two months and fire insurance costs the tenant of an apartment in Belgium 134.36 euros per year.

Ethias is considered somewhat expensive, but the more you pay, the more services and benefits you receive.