Do health insurance companies in Jordan cover Corona treatment?

The head of the Jordanian Federation of Insurance Companies, Majed Smairat, said that health insurance companies "generally" do not cover the treatment of epidemics, after the government allowed private hospitals to receive people infected with the disease. emerging coronavirus.

Smirat explained: What is agreed and accepted is that health insurance companies do not cover epidemics. Even in Jordan, the Public Health Law defines the responsibility of the state and the government to fight and cover disease. "

"Treatment coverage for the new Corona virus through health insurance companies depends on the terms of the contract agreed between the two parties," said Smirat.

He added: "The insurance contract is legally an intermediary contract, and it is an agreement between the two parties between the insurance company and the client. Covering the treatment of the new Corona virus through the insurance companies depends on the terms of the contract agreed between the two parties and the exceptions within the contract ".

He noted that some contracts "provide this coverage and others do not."

The Epidemiology Committee had allowed private hospitals to receive those infected with the virus, in light of the increasing number of infections in this epidemic, said the director of the Private Hospitals Association, Fawzi Al-Hammouri.

Smirat said that "there must be a clear medical protocol that defines the procedures to be followed when admitting a Corona patient and the services to be provided by the hospitals."

"The admission of patients (in private hospitals) with the objective of isolation or quarantine, this is not within the scope of the insurance policy, and this is what applies to investigations," according to Smirat.