Information required for auto insurance rates
When requesting a quote or submitting an online quote form, you will need certain personal information about yourself as a driver. Here is a list of information that you will normally be asked when requesting a quote:
- Title
- birthdate
- sex
- Social Security number
- Current insurance information (if applicable)
- marital status
- The make, model and year of the car you drive.
- If you bought the car new or used
- Read your car odometer / how much you drive in a year
- Vehicle license plate number
- Driver's license number
- Driving history (no claims, violations or accidents)
Choose the right coverage policy and limits
The type of auto insurance policy you choose, whether it be minimum or full coverage, will affect your quote, so it helps to get a general idea of the coverage you want before getting one.
We generally recommend that all drivers consider purchasing full vehicle coverage insurance, especially if their vehicle is valued at more than $ 2,000. Additionally, some drivers may need special coverage that increases their auto offer price. Gap insurance, for example, is an optional coverage that compensates drivers who finance their vehicle with a car loan in the event of theft or total loss of the vehicle.
Be sure to consider any unique circumstances that may affect the type of policy and coverage options you select when obtaining a quote. You should also try to determine in advance the limits of liability that you will choose for the following standard coverage:
Bodily injury liability reimburses for medical expenses, emergency services, compensation for lost income, and even funeral expenses for another driver for accidents in which you are at fault.
Property damage liability covers repair and replacement costs for damage to homes, storefronts, vehicles, and other property due to accidents in which you are at fault.
Personal Injury Protection (PIP) provides compensation for your medical expenses regardless of who was at fault for the accident.
An uninsured or uninsured motorist provides compensation for your bodily injury or property damage expenses for accidents in which the at-fault driver is not insured or insured.
Compare our store to find the best price for you
After collecting personal and vehicle-related information and choosing your policy type and coverage options, you are ready to receive a quote. A quick and easy way to compare various auto insurance rates is to use our tool at the top of the page. You can start by entering your zip code.
As an alternative, many insurance companies offer their own free online quote tools that you can access directly through their websites, or you may consider working with an insurance agent to help you with the process.
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